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    The owner is also covered by the insurance through icbc. The owner of a vehicle is liable for the actions of anyone they let drive the vehicle. Its limited to what is available as no fault benefits.

    It could be momentary inattention or a poor judgment call. Its usually icbc, but if the collision was caused by someone outside of bc, it could be another insurance company. If you dont have valid insurance, or you breached the policy by committing a criminal act or doing something else improper, icbc will still pay out, but then sue you for the money they paid out back.

    When people say it was an accident, the connotation is no one was at fault. The insurance company will try to settle the case, but they are doing so because their duties and responsibilities are to the person who cased the collision. .

    If two different drivers contributed to the collision, both of them can be found liable. One of the first questions to be determined after a collision is who is at fault? I dont like to call collisions accidents. If the collision isnt your fault, then its the insurance company of the person who caused the collision that you deal with.

    No fault benefits will be the topic of another article. If no one is at fault, or the person at fault was the person injured, then the compensation is very limited. Now to be at fault doesnt mean someone set out to cause the collision.

    So icbc will cover pay all the costs of a collision you cause. If the injured person was partially at fault (for example, if the injuries are worse because the insured person didnt wear their seat belt, was struck by a vehicle while jay walking, or was one of the drivers who caused the collision) then they are still entitled to compensation, but the compensation will be reduced by the percentage that the injured person is at fault. Insurance will pay the other person if we make a mistake. It is possible for liability or fault to be divided amongst different people. Now if the conduct is criminal, such as driving while impaired, racing or seeing how fast your vehicle could go, then icbc will pay out, then sue the person at fault for reimbursement.


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  • Am I Covered by my Auto Insurance if I'm at Fault? « ICBC Tips


    If two different drivers contributed to the collision, both of them can be found liable. No fault benefits will be the topic of another article. It really means that someone did something or omitted to do something they should have done that caused the collision. The insurance company will try to settle the case, but they are doing so because their duties and responsibilities are to the person who cased the collision. It could be momentary inattention or a poor judgment call.

    When people say it was an accident, the connotation is no one was at fault. Its usually icbc, but if the collision was caused by someone outside of bc, it could be another insurance company. The owner is also covered by the insurance through icbc. The owner of a vehicle is liable for the actions of anyone they let drive the vehicle. If you dont have valid insurance, or you breached the policy by committing a criminal act or doing something else improper, icbc will still pay out, but then sue you for the money they paid out back.

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